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How can I use my Atlas Card?

In this article, we explain how to use and pay with your Atlas Card.

Brenda Young avatar
Written by Brenda Young
Updated this week

How to Make Online Payments

Using your Atlas Card for online purchases is as simple as using any credit or debit card.

Steps to Pay Online:

  • Add products to your cart on the website

  • Proceed to checkout

  • Select 'Credit/Debit Card' as your payment method

  • Enter your Atlas Card details:

    • Card number

    • Expiration date

    • CVV code

    • Cardholder name

  • Complete billing information if requested

  • Confirm payment

  • You can view the transaction immediately in your history at your Atlas App.

3D Secure Verification:

For added security, some merchants require additional verification (3DS). In these cases:

  • You'll receive a code via SMS or email

  • Enter the code on the verification screen

  • Payment will be completed once verified


How to Add Your Card to Digital Wallets

Add your Atlas Card to Apple Pay or Google Pay to make contactless payments at physical stores using your phone.

For Apple Pay (iPhone/Apple Watch):

  • Open the Wallet app on your iPhone

  • Tap the '+' button in the upper right corner

  • Select 'Debit or Credit Card'

  • Scan your card or enter the details manually

  • Follow the instructions to verify your identity

  • Your card will be ready to use

For Google Pay (Android):

  • Open the Google Pay app

  • Tap 'Payment' at the bottom

  • Tap '+ Payment method'

  • Select 'Add card'

  • Scan or enter your Atlas Card details

  • Verify your identity as requested


Contactless Payments from Your Phone

Once you've added your Atlas Card to Apple Pay or Google Pay, you can make contactless payments at any merchant that accepts this method.

How to Pay in Stores with Your Phone:

  • Hold your phone near the payment terminal

  • Authenticate the purchase (fingerprint, Face ID, PIN)

  • Wait for confirmation

  • Done! Your payment is processed

For iPhone:

  • Double-click the side button

  • Look at the screen for Face ID or use Touch ID

  • Hold the top of your iPhone near the terminal

For Android:

  • Unlock your phone

  • Hold the back of your phone near the terminal

  • Follow the on-screen instructions

Security: Contactless payments use tokenization, which means your actual card number is never shared with the merchant, providing an additional layer of security.


International Payments: Currency Conversion

Atlas Cards allow you to make payments in any currency around the world. Here's how conversion works:

How International Payments Are Processed:

  • If you have a balance in the transaction currency, that balance is used directly

  • If you don't have that currency, Atlas automatically converts from your primary currency

  • The real-time interbank exchange rate is used

  • There are no fees for international transactions

Example: You Shop in Dollars but Your Account is in Pesos

  • The amount is automatically converted from USD to COP

  • The exchange rate at the time of the transaction is used

  • The charge appears in your account in pesos

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