FAQs: Prepaid Visa Card
What is the Prepaid Visa Card?
It’s a non-reloadable prepaid card issued by Sutton Bank, member of the FDIC, under license from Visa U.S.A., Inc.
Any online merchant that accepts Visa should accept this card.
How do I purchase it?
You can get the Prepaid Visa Card through the Atlas app. Shortly after, you'll receive the card via email.
How do I access my card?
When you purchase the Prepaid Visa Card, you’ll receive two emails: one from Atlas confirming your benefit, and another from Tremendous with the sender "Atlas via Tremendous rewards@reward.tremendous.com". Be sure to check your spam or junk folder.
The Tremendous email will include a unique link to your card page, which is only accessible through that email. If you can’t find it, reach out to help@tremendous.com for assistance.
What information do I need to provide when registering, and why?
You’ll need to provide your email address and full name. You’ll also be required to read and accept the Cardholder Agreement.
The Tremendous Visa® Rewards Card is subject to certain federal banking rules and regulations, which is why Tremendous must collect a minimum amount of information from cardholders.
How long does it take?
You’ll receive your Prepaid Visa Card within 24 business hours after purchasing it on Atlas (often sooner!).
How do I use my card?
You can use your card to make online purchases, just like a credit card, as long as the authorized amount doesn’t exceed the available balance.
This card doesn’t have a billing address linked to it. You can use your own address when shopping online.
Where can I use it?
You can use your card in 215 countries and at any online merchant that accepts Visa.
However, whether a specific merchant accepts prepaid cards depends on their own policy.
Are there any restrictions on how I can use my card?
Transactions are prohibited with the following types of merchants:
Money transfers
Firearms-related businesses
Outbound telemarketing
Tobacco businesses
Marijuana-related businesses
Non-bank financial services (including cryptocurrency)
Securities brokers/dealers
Dating services
Massage parlors
Government lotteries
Online casinos and government-authorized gambling
Government-licensed horse/dog racing
Gambling, including lottery tickets, casino chips, off-track and racetrack betting
Also, the card cannot be used for recurring or installment payments (e.g., monthly subscriptions).
Can I reload my card?
No. Your card is issued with a fixed value and cannot be reloaded.
You also can’t combine multiple card balances or transfer funds from your card to a bank account, PayPal, Venmo, or other money apps, cards, or accounts.
Should I select “debit” or “credit” when making a purchase?
If prompted, choose “credit” as the payment method. “Debit” transactions will be declined.
Can I use my card in a physical store?
Virtual cards are generally declined at physical stores, unless you add them to a digital wallet like Apple Pay or Google Pay.
If you don’t want to use a digital wallet, Tremendous recommends using the card only for online purchases.
Can I withdraw cash with my card?
No, you cannot withdraw cash with the Tremendous Visa® Rewards Card. It also cannot be used at ATMs or with apps like Venmo, PayPal, Cash App, or Zelle.
I have several Tremendous Visa® Rewards Cards. Can I combine them?
No. Each card has a specific value and cannot be reloaded or merged with others.
What is the exchange rate?
1 Atlas point equals 1 USD. It's important to note that when using this card in Argentina, the official exchange rate will apply.
Are there any fees or costs associated with my card?
No.
Source: This information was obtained from the official Tremendous website.